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The Certified Financial Planner (CFP) designation is a professional certification mark for financial planners conferred by the Certified Financial Planner Board of Standards (CFP Board) in the United States, and by 25 other organizations affiliated with Financial Planning Standards Board (FPSB), the international owner of the CFP mark outside of the United States. To receive authorization to use the designation, the candidate must meet education, examination, experience and ethics requirements, and pay an ongoing certification fee.〔(【引用サイトリンク】title=CFP Certification Requirements )〕 The information relates specifically to CFP certification in the United States.〔(【引用サイトリンク】title=The Alphabet Soup of Financial Certifications )〕 In the UK, the CFP licence is available to financial planners through membership of the Institute of Financial Planning. ==Education requirements== To earn the CFP Board designation, candidates in the United States must meet several requirements—the first of which is the educational requirement, which requires candidates to have a bachelor's degree (or higher), or its equivalent in any discipline, from an accredited college or university. In Canada, no formal university or even community college educational requirements are needed. The majority of CFP holders in Canada lack formal university education in business or commerce; however, many do possess some level of local community college training. The bachelor's degree requirement in the United States may be completed after passing the CFP exam (within five years) and is also not a requirement to be eligible to take the CFP Board Certification Examination. () As a first step to the present CFP certification criteria, students must master a fairly rudimentary list of approximately 100 topics on financial planning.〔("Financial Planning Topic List" ), CFP.net〕 The curriculum taught must be the equivalent of 18 semester credit hours (e.g. 6 courses). The topics cover major planning areas such as: * General Principles of Finance and Financial Planning * Insurance Planning * Employee Benefits Planning * Investment and Securities Planning * State and Federal Income Tax Planning * Estate Tax, Gift Tax, and Transfer Tax Planning * Asset Protection Planning * Retirement Planning * Estate Planning * Financial planning and consulting Individuals holding professional designations pre-approved by the CFP Board, which include attorneys, Certified Public Accountants (CPA), Chartered Certified Accountants (ACCA), Chartered Accountants (CA), Chartered Wealth Managers (AAFM), Chartered Life Underwriters (CLU), Chartered Financial Consultants (ChFC), and Chartered Financial Analysts (CFA)) are all entitled to register for and take the exam without having to complete the education requirements by using the CFP-board's "challenge" status. Despite the relatively rudimentary prerequisite educational requirements, only PhDs in business or economics are exempted from the educational requirements. The CFP board excludes Bachelor or Masters MBA degrees from accredited universities in Finance, Business, Economics, Commerce and Accounting as part of its educational exemption list, thus limiting the overall appeal of the designation for university educated finance, economics, & business professionals and creating a generally negative perception of attempted Credentialism on the part of the CFP board. Individuals who seek to challenge the CFP certification exam after March 2012 will be required to take a financial planning Capstone course before sitting for the exam. International degrees may be substituted for a U.S. degree if they receive equivalency from a third-party organization. The CFP Board began requiring a college education in 2008. In the early years for the first 25,000 CFP members, candidates could take the 5 courses and achieve certification without a comprehensive exam. In 1991 a comprehensive exam became required for new students.〔(【引用サイトリンク】title=Turning points in the Development of CFP Exam Requirements )〕 In recent press, the CFP Board and other organizations have communicated with the CFPB Consumer Financial Protection Bureau to augment accredited degree standards and ranking of professional designations. 抄文引用元・出典: フリー百科事典『 ウィキペディア（Wikipedia）』 ■ウィキペディアで「Certified Financial Planner」の詳細全文を読む スポンサード リンク
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